The Ultimate Deal: Why the BMW F90 M5 Is a Must-Have Performance Bargain for Under $40,000

The BMW F90 M5: A Performance Bargain in 2026

When discussing the best performance bargains in the BMW world for 2026, one cannot overlook the incredible value offered by the BMW F90 M5. With prices now hovering around and even below $40,000, this powerhouse sedan is proving to be one of the most compelling options for enthusiasts on a budget.

Overview of the BMW F90 M5

The BMW F90 M5, introduced in 2018, marked a significant shift in the evolution of BMW M’s flagship performance sedan. The decision to adopt all-wheel drive initially sparked controversy among purists, but the F90 M5 quickly won over critics with its impressive performance capabilities. Under the hood lies a 4.4-liter twin-turbocharged V8 engine, pumping out 600 horsepower and 553 pound-feet of torque. Paired with an eight-speed automatic transmission, the F90 M5 accelerates from zero to 60 mph in under three seconds, showcasing its relentless power. However, what truly sets the F90 M5 apart is its versatility.

Equipped with BMW’s M xDrive system, the F90 M5 offers multiple driving modes, including a rear-wheel-drive setting that preserves the playful character of the M5 lineage. The chassis strikes a perfect balance between performance and comfort, making the F90 M5 equally adept at long highway cruises and track sessions. The interior of the F90 M5 exudes a sporty yet luxurious ambiance, ensuring a comfortable driving experience for enthusiasts.

What to Consider When Buying a $40,000 BMW F90 M5

While the $40,000 price tag for a BMW F90 M5 may seem like a steal, it’s essential to acknowledge that these models have likely already experienced significant wear and tear. The most affordable F90 M5s on the market are typically early models from 2018 and 2019, lacking the updates introduced in later models. The post-LCI (Life Cycle Impulse) F90 M5s offer enhancements such as revised headlights, a larger infotainment screen, and increased power output to 617 horsepower. As a result, pre-LCI models are priced more attractively due to these missing features.

One crucial aspect to consider when purchasing an F90 M5 is the S63 engine, which debuted in the 2018 model. While the engine shares components with the N63 engine, it features several upgrades to enhance performance and durability. Owners should be prepared for potentially high maintenance costs associated with the S63 engine, especially if professional servicing is required.

Exploring Alternatives to the F90 M5 at $40,000

Despite the allure of owning a BMW F90 M5 for $40,000, it’s worth exploring alternative options in the performance sedan market. While the F90 M5 offers unparalleled performance and luxury at its price point, competitors like the Mercedes E63 AMG and Audi RS 7 provide compelling alternatives. However, the unique blend of power, handling, and comfort offered by the F90 M5 makes it a standout choice in its segment.

As the BMW F90 M5 continues to depreciate in value, it remains a top contender for performance-focused buyers seeking supercar-level performance at an affordable price. Just like the BMW i4 M50, the F90 M5 stands out as a remarkable value proposition that will continue to attract enthusiasts for years to come.